A loan is a strategic decision, not just a product
Your borrowing decisions impact your tax, structure, and long-term options. That is why we collaborate with your accountant to structure lending strategically.
With our powers combined, we make sure to nail:
Ownership Structure
Who’s borrowing, and whether that’s the right entity for it.
Tax Considerations
How the structure interacts with your position (specifics we’ll defer to your accountant — see below)
Cash Flow
What the repayments do to your working capital, not just whether they’re affordable.
Long-term Strategy
Where the business is heading, so today’s finance doesn’t box in tomorrow’s move.
Should my accountant and finance broker be talking to each other?
As a rule, yes — any time you’re borrowing, your accountant should have visibility, whether it’s a mortgage, an equipment facility or a business loan. The finance and the tax picture are connected, so the people advising on each work better with a shared view. On the business finance side, that coordination is how we operate as standard.
No. Plenty of transactions are straightforward and don’t need it. Where it adds value — more complex structures, tax-sensitive decisions, bigger commitments — we’ll suggest looping them in, and we’re happy to do the talking so you’re not stuck relaying between two advisers.
That’s fine — we’ll work with what you’ve got and flag where professional tax or structuring advice would be worth getting. We’re not a substitute for it, and we won’t pretend to be.
Let’s bring your accountant into the conversation
If you’re weighing up finance and you’ve got an accountant who knows your business, the easiest first step is to get us in touch with each other. We’ll make sure the structure works from every angle before you commit to anything.0
Talk to us about your finance