Business
We sure do! We have a range of unsecured and secured loans, meaning we have various options to suit your business needs.
In short, it’s determined based on your cash flow – much like a home loan. Your borrowing capacity will be calculated based on income vs expenditures.
Personal
An approval can be achieved within 1-3 days. However, allow time to collate any required documentation, as this can extend the process.
A pre-approval isn’t necessary, but it’s certainly advised. It’ll provide guidance in terms of your potential borrowing capacity, which is a factor in terms of how much you can afford to spend.
Others
That’s fine — we’ll work with what you’ve got and flag where professional tax or structuring advice would be worth getting. We’re not a substitute for it, and we won’t pretend to be.
No. Plenty of transactions are straightforward and don’t need it. Where it adds value — more complex structures, tax-sensitive decisions, bigger commitments — we’ll suggest looping them in, and we’re happy to do the talking so you’re not stuck relaying between two advisers.
As a rule, yes — any time you’re borrowing, your accountant should have visibility, whether it’s a mortgage, an equipment facility or a business loan. The finance and the tax picture are connected, so the people advising on each work better with a shared view. On the business finance side, that coordination is how we operate as standard.
Get started on your finance journey today.
Get a quote